SYNCHRONY FINANCIAL

NYSE: SYF (Synchrony Financial)

Last update: 11 hours ago

46.63

-3.85 (-7.63%)

Previous Close 50.48
Open 48.75
Volume 5,487,840
Avg. Volume (3M) 4,821,209
Market Cap 18,127,413,248
Price / Earnings (TTM) 5.45
Price / Earnings (Forward) 6.21
Price / Sales 1.16
Price / Book 1.18
52 Weeks Range
39.67 (-14%) — 70.93 (52%)
Earnings Date 22 Apr 2025
TTM Dividend Yield 2.15%
Profit Margin 37.26%
Operating Margin (TTM) 52.01%
Diluted EPS (TTM) 8.55
Quarterly Revenue Growth (YOY) 20.80%
Quarterly Earnings Growth (YOY) 75.90%
Operating Cash Flow (TTM) 9.85 B
Return on Assets (TTM) 2.95%
Return on Equity (TTM) 22.96%

Market Trend

Short Term Medium Term
Industry Credit Services (US) Mixed Bullish
Credit Services (Global) Mixed Bullish
Stock Synchrony Financial Bearish Bullish

AIStockmoo Score

0.7
Analyst Consensus 1.5
Insider Activity 3.0
Price Volatility 2.0
Technical Moving Averages -2.5
Technical Oscillators -0.5
Average 0.70

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Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).

Sector Financial Services
Industry Credit Services
Investment Style Mid Core
% Held by Insiders 0.30%
% Held by Institutions 99.96%
52 Weeks Range
39.67 (-14%) — 70.93 (52%)
Price Target Range
44.00 (-5%) — 85.00 (82%)
High 85.00 (B of A Securities, 82.29%) Buy
Median 70.00 (50.12%)
Low 44.00 (Morgan Stanley, -5.64%) Hold
Average 65.89 (41.30%)
Total 4 Buy, 5 Hold
Avg. Price @ Call 56.57
Firm Date Target Price Call Price @ Call
JP Morgan 08 Apr 2025 50.00 (7.23%) Buy 43.83
Morgan Stanley 07 Apr 2025 44.00 (-5.64%) Hold 44.81
Wells Fargo 03 Apr 2025 70.00 (50.12%) Buy 46.56
Truist Securities 21 Mar 2025 65.00 (39.40%) Hold 54.02
30 Jan 2025 77.00 (65.13%) Hold 69.47
Goldman Sachs 18 Mar 2025 70.00 (50.12%) Buy 53.05
RBC Capital 29 Jan 2025 73.00 (56.55%) Hold 68.77
B of A Securities 28 Jan 2025 85.00 (82.29%) Buy 66.66
Compass Point 28 Jan 2025 70.00 (50.12%) Hold 66.66
UBS 13 Jan 2025 66.00 (41.54%) Hold 64.81
Name Avg. Buy ($) Avg. Sell ($) Net Quantity Net Value ($)
AGUIRRE FERNANDO 52.94 - 1,039 55,005
ALVES PAGET LEONARD 52.94 - 1,039 55,005
CHYTIL KAMILA K 52.94 - 1,039 55,005
COLAO DANIEL O 52.94 - 1,039 55,005
COVIELLO ARTHUR W JR 52.94 - 1,039 55,005
GUTHRIE ROY A 52.94 - 1,039 55,005
NAYLOR JEFFREY G 52.94 - 1,630 86,292
PARKER P.W. 52.94 - 1,039 55,005
RICHIE LAUREL 52.94 - 1,039 55,005
ZANE ELLEN M 52.94 - 1,039 55,005
Aggregate Net Quantity 10,981
Aggregate Net Value ($) 581,334
Aggregate Avg. Buy ($) 52.94
Aggregate Avg. Sell ($) -
Name Holder Date Type Quantity Price Value ($)
COLAO DANIEL O Director 31 Mar 2025 Acquired (+) 1,039 52.94 55,005
PARKER P.W. Director 31 Mar 2025 Acquired (+) 1,039 52.94 55,005
AGUIRRE FERNANDO Director 31 Mar 2025 Acquired (+) 1,039 52.94 55,005
NAYLOR JEFFREY G Director 31 Mar 2025 Acquired (+) 1,630 52.94 86,292
GUTHRIE ROY A Director 31 Mar 2025 Acquired (+) 1,039 52.94 55,005
CHYTIL KAMILA K Director 31 Mar 2025 Acquired (+) 1,039 52.94 55,005
ALVES PAGET LEONARD Director 31 Mar 2025 Acquired (+) 1,039 52.94 55,005
COVIELLO ARTHUR W JR Director 31 Mar 2025 Acquired (+) 1,039 52.94 55,005
ZANE ELLEN M Director 31 Mar 2025 Acquired (+) 1,039 52.94 55,005
RICHIE LAUREL Director 31 Mar 2025 Acquired (+) 1,039 52.94 55,005
Date Type Details
08 Apr 2025 Announcement Synchrony Announces Integration with Adobe Commerce to Support Merchants with Innovative Financing Options
03 Apr 2025 Announcement Synchrony Empowers Women in Auto Care with $25,000 Donation
02 Apr 2025 Announcement Synchrony Announces More Than $1.5 Million in Grants to Stamford Nonprofits, Joins Mayor Simmons to Celebrate Spring with Daffodil Blooms
02 Apr 2025 Announcement Synchrony Named No. 2 Best Company to Work For
01 Apr 2025 Announcement Synchrony to Announce First Quarter 2025 Financial Results on April 22, 2025
07 Mar 2025 Announcement Synchrony Makes a Big Splash in Connecticut Celebrating a Decade of Polar Plunges to Support Charity
03 Feb 2025 Announcement Synchrony to Participate in the UBS Financial Services Conference
28 Jan 2025 Announcement Synchrony Reports Fourth Quarter 2024 Results
23 Jan 2025 Announcement Synchrony Renews 30-Year Relationship Dedicated to Enhancing Credit and Shopping Experiences with Sam's Club
22 Jan 2025 Announcement KnitWell Group, Synchrony and Mastercard Partner to Offer Shoppers More Ways to Pay for Apparel and Accessories at Chico's, WHBM and Soma
21 Jan 2025 Announcement Synchrony Announces Quarterly Common Stock Dividend of $0.25 Per Share
16 Jan 2025 Announcement Eligible Synchrony Mastercard Customers Now Have Access to the Pay Later Feature of Apple Pay
15 Jan 2025 Announcement Paradise for Pets, Peace of Mind for Pet Parents: Synchrony's CareCredit Expands to Pet Paradise Resorts Nationwide
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TTM Dividend Yield 2.15%
5Y Average Dividend Yield 2.24%
Payout Ratio 11.70%
Expected Next Dividend Payment May 2025
Ex Date Announcement Date Payment Date Details
03 Feb 2025 21 Jan 2025 18 Feb 2025 0.25 Cash
04 Nov 2024 24 Oct 2024 15 Nov 2024 0.25 Cash
05 Aug 2024 23 Jul 2024 15 Aug 2024 0.25 Cash
03 May 2024 24 Apr 2024 15 May 2024 0.25 Cash
02 Feb 2024 24 Jan 2024 15 Feb 2024 0.25 Cash
31 Oct 2023 19 Oct 2023 09 Nov 2023 0.25 Cash
28 Jul 2023 20 Jul 2023 10 Aug 2023 0.25 Cash
01 May 2023 20 Apr 2023 12 May 2023 0.23 Cash
03 Feb 2023 25 Jan 2023 17 Feb 2023 0.23 Cash
31 Oct 2022 20 Oct 2022 10 Nov 2022 0.23 Cash
29 Jul 2022 21 Jul 2022 11 Aug 2022 0.23 Cash
29 Apr 2022 21 Apr 2022 12 May 2022 0.22 Cash
09 Feb 2022 25 Jan 2022 17 Feb 2022 0.22 Cash
29 Oct 2021 21 Oct 2021 12 Nov 2021 0.22 Cash
30 Jul 2021 22 Jul 2021 12 Aug 2021 0.22 Cash
30 Apr 2021 22 Apr 2021 13 May 2021 0.22 Cash
04 Feb 2021 26 Jan 2021 16 Feb 2021 0.22 Cash
30 Oct 2020 21 Oct 2020 12 Nov 2020 0.22 Cash
31 Jul 2020 22 Jul 2020 13 Aug 2020 0.22 Cash
01 May 2020 24 Apr 2020 14 May 2020 0.22 Cash
06 Feb 2020 28 Jan 2020 13 Feb 2020 0.22 Cash
01 Nov 2019 24 Oct 2019 14 Nov 2019 0.22 Cash
02 Aug 2019 25 Jul 2019 15 Aug 2019 0.22 Cash
03 May 2019 25 Apr 2019 16 May 2019 0.21 Cash
01 Feb 2019 23 Jan 2019 14 Feb 2019 0.21 Cash
02 Nov 2018 25 Oct 2018 15 Nov 2018 0.21 Cash
03 Aug 2018 27 Jul 2018 16 Aug 2018 0.21 Cash
04 May 2018 25 Apr 2018 17 May 2018 0.15 Cash
02 Feb 2018 23 Jan 2018 15 Feb 2018 0.15 Cash
03 Nov 2017 25 Oct 2017 16 Nov 2017 0.15 Cash
03 Aug 2017 26 Jul 2017 17 Aug 2017 0.15 Cash
04 May 2017 26 Apr 2017 18 May 2017 0.13 Cash
02 Feb 2017 25 Jan 2017 16 Feb 2017 0.13 Cash
03 Nov 2016 27 Oct 2016 17 Nov 2016 0.13 Cash
10 Aug 2016 07 Jul 2016 25 Aug 2016 0.13 Cash
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Annual Dividend Yield

Year Annual Dividend ($) Frequency/Year Yield %
2025 0.250 1 0.54
2024 1.00 4 1.54
2023 0.960 4 2.51
2022 0.900 4 2.74
2021 0.880 4 1.90
2020 0.880 4 2.54
2019 0.860 4 2.39
2018 0.720 4 3.07
2017 0.560 4 1.45
2016 0.260 2 0.72
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The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.

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Risk Profile

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Conservative
Moderate Conservative
Moderate
Moderate Aggressive
Aggressive
Margin of Safety (EP)
Partial Profit (TP1)
Target Profit (TP2)
Maximum Loss (SL)

Disclaimer: The above is for illustrative purposes only and is NOT investment advice. Seek advice from a qualified financial professional.

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Take Profit 1 (TP1)

Take Profit 2 (TP2)

Stop Loss (SL)

52W Range
 
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52WH
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EP
TP1
TP2

All alert prices are within 52 weeks price range

Realized Profit -
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