U
53.13
1.08 (2.07%)
| Previous Close | 52.05 |
| Open | 52.71 |
| Volume | 6,311,962 |
| Avg. Volume (3M) | 8,039,296 |
| Market Cap | 4,755,857,408 |
| Price / Earnings (Forward) | 166.67 |
| Price / Sales | 8.74 |
| Price / Book | 7.96 |
| 52 Weeks Range | |
| Earnings Date | 7 Nov 2024 |
| Profit Margin | -35.03% |
| Operating Margin (TTM) | -31.64% |
| Diluted EPS (TTM) | -2.32 |
| Quarterly Revenue Growth (YOY) | -0.70% |
| Total Debt/Equity (MRQ) | 182.06% |
| Current Ratio (MRQ) | 19.76 |
| Operating Cash Flow (TTM) | -184.17 M |
| Levered Free Cash Flow (TTM) | -80.26 M |
| Return on Assets (TTM) | -5.88% |
| Return on Equity (TTM) | -32.73% |
Market Trend
| Short Term | Medium Term | ||
| Industry | Credit Services (US) | Mixed | Bullish |
| Credit Services (Global) | Mixed | Mixed | |
| Stock | Upstart Holdings, Inc. | Bullish | Bullish |
Stockmoo Score
-1.1
| Analyst Consensus | -3.0 |
| Insider Activity | -5.0 |
| Price Volatility | -3.0 |
| Technical Moving Averages | 1.5 |
| Technical Oscillators | 4.0 |
| Average | -1.10 |
|
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans. |
|
| Sector | Financial Services |
| Industry | Credit Services |
| Investment Style | Small Growth |
| % Held by Insiders | 12.81% |
| % Held by Institutions | 45.34% |
Ownership
| Name | Date | Shares Held |
|---|---|---|
| Voloridge Investment Management, Llc | 30 Jun 2024 | 1,075,378 |
| 52 Weeks Range | ||
| Price Target Range | ||
| High | 48.00 (Mizuho, -9.66%) | Buy |
| Median | 40.00 (-24.71%) | |
| Low | 30.00 (JP Morgan, -43.54%) | Sell |
| Average | 39.50 (-25.65%) | |
| Total | 1 Buy, 2 Hold, 1 Sell | |
| Avg. Price @ Call | 41.59 | |
| Firm | Date | Target Price | Call | Price @ Call |
|---|---|---|---|---|
| Wedbush | 14 Oct 2024 | 45.00 (-15.30%) | Hold | 54.07 |
| Mizuho | 20 Sep 2024 | 48.00 (-9.66%) | Buy | 39.74 |
| 31 Jul 2024 | 31.00 (-41.65%) | Buy | 27.93 | |
| JP Morgan | 20 Aug 2024 | 30.00 (-43.53%) | Sell | 38.38 |
| Barclays | 12 Aug 2024 | 35.00 (-34.12%) | Hold | 34.18 |
| Name | Avg. Buy ($) | Avg. Sell ($) | Net Quantity | Net Value ($) |
|---|---|---|---|---|
| DARLING SCOTT | - | 50.55 | -104,000 | -5,482,280 |
| DATTA SANJAY | - | 54.07 | -1,500 | -81,105 |
| GU PAUL | - | 54.07 | -20,000 | -1,081,400 |
| MIRGORODSKAYA NATALIA | - | 50.55 | -5,000 | -256,250 |
| Aggregate Net Quantity | -130,500 | |||
| Aggregate Net Value ($) | -6,901,035 | |||
| Aggregate Avg. Buy ($) | - | |||
| Aggregate Avg. Sell ($) | 51.72 | |||
| Name | Holder | Date | Type | Quantity | Price | Value ($) |
|---|---|---|---|---|---|---|
| MIRGORODSKAYA NATALIA | Officer | 14 Oct 2024 | Automatic sell (-) | 3,000 | 54.07 | 162,210 |
| MIRGORODSKAYA NATALIA | Officer | 14 Oct 2024 | Option execute | 3,000 | - | - |
| DARLING SCOTT | Officer | 14 Oct 2024 | Automatic sell (-) | 84,000 | 54.07 | 4,541,880 |
| DARLING SCOTT | Officer | 14 Oct 2024 | Option execute | 75,000 | - | - |
| GU PAUL | Officer | 14 Oct 2024 | Automatic sell (-) | 20,000 | 54.07 | 1,081,400 |
| GU PAUL | Officer | 14 Oct 2024 | Option execute | 20,000 | - | - |
| DATTA SANJAY | Officer | 14 Oct 2024 | Automatic sell (-) | 1,500 | 54.07 | 81,105 |
| MIRGORODSKAYA NATALIA | Officer | 11 Oct 2024 | Automatic sell (-) | 2,000 | 47.02 | 94,040 |
| MIRGORODSKAYA NATALIA | Officer | 11 Oct 2024 | Option execute | 2,000 | - | - |
| DARLING SCOTT | Officer | 11 Oct 2024 | Automatic sell (-) | 20,000 | 47.02 | 940,400 |
| DARLING SCOTT | Officer | 11 Oct 2024 | Option execute | 20,000 | - | - |
| Show more | ||||||
| Date | Type | Details |
|---|---|---|
| 10 Oct 2024 | Announcement | Blue Owl Capital and Upstart Partner on Consumer Credit in $2 Billion Agreement |
| 07 Oct 2024 | Announcement | Upstart to Report Third Quarter 2024 Earnings on Nov. 7, 2024 |
| 02 Oct 2024 | Announcement | MIT Federal Credit Union Selects Upstart for Personal Lending |
| 17 Sep 2024 | Announcement | Upstart Announces Upsize and Pricing of Offering of $375,000,000 of 2.00% Convertible Senior Notes Due 2029 |
| 16 Sep 2024 | Announcement | Upstart Announces Proposed Private Offering of $300,000,000 of Convertible Senior Notes Due 2029 |
| 28 Aug 2024 | Announcement | Fibre Federal Credit Union Selects Upstart for Personal Lending |
| 14 Aug 2024 | Announcement | AMOCO Federal Credit Union Selects Upstart for Personal Lending |
| 06 Aug 2024 | Announcement | Upstart Announces Second Quarter 2024 Results |
| 24 Jul 2024 | Announcement | The Bank of Elk River Selects Upstart for Digital Personal Lending |
The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.
Portfolio
| Realized Profit | - |
| Unrealized Profit | - |
| Dividend Received 2024 | - |
| Total Profit | - |
| Avg. Return | - |
| Quantity (Buy) | - |
| Avg. Price (Buy) | - |
| Quantity (Sold) | - |
| Avg. Price (Sold) | - |